Licensed money transfer operator

Move money across borders in seconds, not hours.

Laeken is a digital-first remittance platform for individuals and businesses. Transparent pricing, bank-grade security, instant delivery to mobile wallets, bank accounts and cash pickup — worldwide.

  • Licensed & regulated money transfer operator
  • 50+ receiving countries
  • Delivery in as little as 90 seconds
  • 24/7 human support

Transfer delivered

€100 → KES 14,065

In 90 seconds

Licensed & regulated money transfer operator 50+ receiving countries Delivery in as little as 90 seconds 24/7 human support

Live Exchange Rates

Real-time market data for your global transfers.

Live market data
USD to UGX +0.05%

Buy

3,723.03

Sell

3,767.97

USD to KES +0.48%

Buy

128.62

Sell

130.18

USD to NGN +0.18%

Buy

1,590.40

Sell

1,609.60

USD to TZS +0.33%

Buy

2,584.40

Sell

2,615.60

Indicative mid-market rates with buy/sell spread, updated live. Your locked rate and fee are shown at checkout before you send.

A sender in the UK and a recipient in Kenya on either side of a world map: £200 sent from one phone, KES 33,900 received instantly in a mobile wallet on the other
For Individuals

Send money home the way it should be.

Support the people who matter most — without the queues, the hidden fees or the anxious waiting. See exactly what your recipient gets before you press send.

  • Instant delivery. Most transfers to mobile wallets land in under two minutes. Bank deposits and cash pickup are available where you need them.

  • Locked-in rates. The rate you see at checkout is the rate you get. No surprises after you've sent.

  • One clear fee. We show our full fee upfront and never take a hidden margin on the exchange rate.

  • Track every transfer. Follow your money in real time from the app, and get a notification the moment it's delivered.

  • Send how they receive. M-Pesa and other mobile wallets, bank accounts, or cash pickup — your recipient chooses what works for them.

Business payouts dashboard showing multi-currency balances and batch payments to suppliers, contractors and payroll across three countries
For Businesses

Pay suppliers, teams and partners across borders — from one dashboard.

Laeken for Business gives growing companies the cross-border payment rails that used to be reserved for banks. Hold multiple currencies, pay hundreds of recipients in one batch, and reconcile everything in one place.

  • Batch payouts. Upload a file or use our dashboard to pay up to thousands of recipients in a single run — payroll, suppliers, agents, gig workers.

  • Multi-currency accounts. Hold, convert and pay out in the currencies your business actually uses, at wholesale-grade rates.

  • High-value transfers. Dedicated handling and priority settlement for large transactions such as property purchases, imports and capital transfers.

  • Compliance built in. KYB onboarding, sanctions screening and transaction monitoring handled by our licensed infrastructure — so you stay compliant without building a compliance team.

  • Clean reconciliation. Statements, references and exportable reports that match how your finance team works.

Code editor with cURL, Node, Python, Go and PHP tabs sending a POST request to the Laeken API and receiving a 200 success response
For Developers — API & Integrations

Cross-border payments, one API call away.

Embed remittance and payouts directly into your product. The Laeken API gives fintechs, marketplaces, MTOs and platforms programmatic access to our full payout network — banks, mobile wallets and cash networks — through a single integration.

POST /v1/transfers
{
  "amount": "1000.00",
  "source_currency": "USD",
  "target_currency": "KES",
  "channel": "mobile_wallet"
}
  • RESTful API. Predictable JSON endpoints for quotes, transfers, recipients and balances. Idempotent requests and clear error codes.

  • Real-time webhooks. Get notified on every state change — created, funded, in transit, settled — so your users always know where their money is.

  • Sandbox first. Full-featured test environment with simulated corridors. Go from first API call to live transfers in days, not months.

  • White-label ready. Run remittance under your own brand while Laeken handles licensing, liquidity and last-mile delivery.

  • Built for scale. 99.9%+ uptime target, rate-limit headroom for batch payout bursts, and versioned APIs that don't break your integration.

Our Competitive Advantage

Why money moves better on Laeken

1

Direct network integrations

We connect straight to MNOs, banks and MTOs, cutting out intermediary hops that add cost and delay.

2

Transparent pricing

One visible fee, mid-market-anchored rates, zero hidden margins.

3

Speed as standard

Wallet deliveries in as little as 90 seconds; same-day settlement on most corridors.

4

Regulated and secure

Licensed operations, encrypted end-to-end, with full AML/CFT screening on every transaction.

5

Africa-deep, globally connected

First-class support for mobile money rails alongside global banking networks.

6

One platform, three audiences

Individuals, businesses and developers all run on the same proven infrastructure.

7

Multiple delivery methods

Mobile wallet, bank deposit and cash pickup, chosen by the recipient's reality, not ours.

8

24/7 human support

Real people, around the clock, in the languages our customers speak.

9

High-value capability

Dedicated desks and priority settlement for large transfers.

10

Developer-grade API

The same rails that power our app are available for partners to embed.

Why Choose Us

Trusted where it matters most

Global Reach, Local Touch

We operate globally but think locally. Deep knowledge of local regulations, currencies and payout habits means your transfer works the way your recipient's country actually works.

Outstanding Customer Support

Real humans, 24/7. Whether it's your first transfer or your thousandth payout run, our support team resolves issues fast — by chat, email or phone.

Competitive Exchange Rates

Our rates track the mid-market rate closely, and we show you the full cost before you commit. More of your money arrives where it’s meant to go.

Fast and Secure Transactions

Transfers move in seconds over encrypted, monitored infrastructure. Every transaction is screened, every account protected, every delivery confirmed.

Our Technology Services

Built for every kind of transfer

Experience firsthand a border-less money transfer service — a dream come true.

Currency Exchange

Convert between major and African currencies at competitive, transparent rates. Lock a rate when you're ready, and exchange only what you need, when you need it.

High-Value Transfers

Moving large sums — buying property abroad, paying international invoices, funding an investment? Our high-value desk provides enhanced verification, priority settlement and a named point of contact from initiation to delivery.

Business Payouts

Bulk disbursements to suppliers, staff and partners across borders, with multi-currency balances and full reconciliation.

Payments API

Embed cross-border transfers into your own product with our developer platform.

How It Works

Send your first transfer in seven steps

  1. 1

    Create your account

    Download the Laeken app from the App Store or Google Play and sign up in minutes.

  2. 2

    Complete your profile

    Add your details so your account is ready to send.

  3. 3

    Upload your documents

    Upload a government-issued ID once. It keeps your money (and everyone else's) safe.

  4. 4

    Set up your transfer

    Enter the amount to send and choose the sending and receiving currencies — your locked rate and fee are shown upfront.

  5. 5

    Choose a delivery method

    Pick how your recipient gets paid: mobile wallet, bank account or cash pickup.

  6. 6

    Add your beneficiary

    Enter your recipient's details so their money reaches the right place.

  7. 7

    Pay and track

    Make payment and follow your transfer in real time until it's delivered.

FAQ

Everything you need to know

A bit of information about working with the Laeken app. If you have any other questions, please get in touch using the contact form below.

Open the Laeken app and go to Transfers — every transaction shows a live status (received, in transit, delivered). We also send you a notification at each stage, and your recipient is notified on delivery. If anything looks stuck, our 24/7 support team can trace it immediately.

Ready to move money the modern way?

Join thousands sending across borders in seconds — for a fraction of the old cost.

Contact Laeken

Questions? We'll get back within one business day.

Whether you're sending your first transfer, moving business payouts, or integrating our API — tell us what you need and we'll route you to the right team.

Business & partnerships
sales@laeken.co
Developer support
developers@laeken.co

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